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Different types of insurance for trucking companies


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Well, the big one is Liability Insurance. This is a must-have for all trucking companies and covers any damages or injuries you might cause to other people in an accident. It’s basically there to make sure you can pay if something goes wrong.

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Yeah, and then there's Physical Damage Insurance. This one takes care of repairs or replacing your truck if it gets wrecked, catches fire, gets stolen, or whatever. Trucks are expensive, so you definitely want this to protect your investment.

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Don’t forget about Cargo Insurance. This covers the stuff you're hauling if it gets damaged or lost while you're driving. Since you’re responsible for delivering it safely, having cargo insurance is super important to cover any losses or damages to the freight.

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